Contact Number +977-1 4545740 | 4545741 | 4545742 Contact Email Location Kamalpokhari, Kathmandu
Barshik Dhan Firta Beema Yojana
29 Aug 19

Barshik Dhan Firta Beema Yojana

‘”Mahalaxmi Barshik Dhanfirta Beema” is an Anticipated Endowment Plan. It contains the features of risk coverage of twice the Sum Assured throughout the policy term, repayment of 5% of Sum Assured every year and repayment of remaining Sum Assured along with bonus declared and vested in the policy for the whole policy term.

  1. Name and type of Insurance :   Mahalaxmi Barshik Dhanfirta Beema /Participating Anticipated                                                                                  Endowment Plan
  2. Age at Entry :               18 years to 65 years
  3. Policy Term :               5 years to 20 years
  4. Maximum Maturity Age :               70 years
  5. Minimum Sum Assured :               50,000.00 (Fifty Thousand)
  6. Maximum Sum Assured :               250,000,000.00 (Two Hundred Fifty Million), (in intervals of 10,000)
  7. Mode of Premium Payment :               Single, Yearly, Half-Yearly, Quarterly and Monthly
  8. Benefits under this policy:
    a) Payment of 5% of Sum Assured on every policy anniversary provided that the policy is in-force.
    b) Twice the sum assured and accrued bonus is payable to the nominee upon death of insured within the policy term provided that the policy is in force.
    c) Remaining Sum Assured after deducting payments made as per point (a) above and the bonus for the full policy term will be paid to the insured if he survives till policy maturity.
  9. The policy will gain paid-up value or surrender value upon payment of premiums for 3 full years. The paid-up calculation is done as per the approved method prescribed by Beema Samiti. Loan of up to 90 % of the surrender value can be availed. The policy can be surrendered only after completion of two years.
  10. Supplementary benefits: Accidental Death Benefit(ADB), Permanent Total Disability Benefit (PTD) and Premium Waiver Benefit (PWB) is available for full policy term, equal to sum assured but not more than 1,00,00,000 upon payment of additional premium.

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