Lagani Firta Myadi Beema
Term Plan with Return of Premium
“Mahalaxmi Life Lagani Firta Myadi Beema” is designed to provide insurance coverage at least premium. The beauty of this plan is the return of premium upon completion of policy term even though this is a term plan.
- Name and type of insurance : Lagani Firta Myadi Beema / Non-participating term plan
- Age at Entry : 18 years to 65 years
- Policy Term : 5 years to 30 years
- Maximum Maturity Age : 70 years
- Mode of Premium Payment : Single
- Minimum Sum Assured : 1,00,000
- Maximum Sum Assured : 5,00,00,000, (in intervals of 10,000)
- Benefits under this policy:
- Death Benefit:
Full sum assured is payable to the nominee/beneficiary upon death of insured.
- Maturity Benefit:
The basic premium (excluding the rider premium and health and occupational extra premium) is payable to the insured upon policy maturity.
- Paid-up value, Surrender Value and Loan:
The policy will gain paid-up value or surrender value 3 years after the date of policy commencement. The paid-up calculation is done as per the approved method prescribed by Beema Samiti. Loan of up to 90% of the surrender value can be availed.
- Death Benefit:
- Supplementary benefits: ADB and PTD (Accidental Death Benefit and Permanent Total Disability Benefit) is available for full policy term, equal to sum assured but not more than 1,00,00,000 upon payment of additional premium.
First Premium Issued Date: 12th February 2019
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