Contact Number +977-1 4545740 | 4545741 | 4545742 Contact Email Location Kamalpokhari, Kathmandu
Mahalaxmi Endowment Plan
03 Jan 19

Mahalaxmi Endowment Plan

Mahalaxmi Sabadhik Beema Yojana

Mahalaxmi Endowment Insurance Plan combines both the risk coverage and saving element at reasonable premium. This plan, upon payment of level premiums for the policy term, is designed to pay back a lump sum amount of sum assured and bonus declared and vested in the policy after completion of the policy term (i.e. upon maturity) or upon death of the insured person.

Name Of InsuranceMahalaxmi Endowment Plan/Participating
Policy Term5 years to 30 years
Maximum Age Of Maturity 70 Years
Minimum SumAssured 50,000
Maximum Sum Assured5,00,00,000, (in intervals of 10,000)
Payment Mode
Yearly, Half-Yearly, Quarterly and Monthly
Grace Period30 days in case of Yearly, Half-yearly, and Quarterly mode and 15 days in case of Monthly mode
  1. Benefits under this policy:
    • Full sum assured and accrued bonus is payable upon death of insured provided that the policy is in force till that date.
    • Full sum assured and accrued bonus is payable on maturity if the policy remains in force and the insured survives till maturity date.
    • The policy will gain paid-up value or surrender value upon payment of premiums for 3 full years. The paid-up calculation is done as per the approved method prescribed by Beema Samiti. Loan of up to 90% of the surrender value can be availed.
  2. Supplementary benefits: ADB and PTD (Accidental Death Benefit and Permanent Total Disability Benefit) is available for full policy term, equal to sum assured but not more than 1,00,00,000 upon payment of additional premium.


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