Ms. Sapana Kharel, M.A. (Sociology),B.Com.
Human Resource Department
Ms. Kharel is a Highly motivated,result oriented,and accomplished person with 17.5 years of experience in banking industry in Nepal. Prior to joining Mahalaxmi Life, she was working as Senior Manager at Mahalaxmi Bikas Bank Limited. She had acquainted herself with various aspects of Banking such as Human Resources, Credit, Admin, Account and Operations.
She has also participated in various training related to credit, credit risk, marketing, leadership, customer care, fraud & forgery, AML, KYC, etc. Furthermore, she has completed Executive Program on “Woman Entrepreneurship” as well as Executive Program on “Financial Management” from Maastricht School of Management, The Netherlands.