Contact Number +977-1 4545740 | 4545741 | 4545742 Contact Email Location Kamalpokhari, Kathmandu
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“Guaranteed Return Endowment Plan”

The plan is a non-participating guaranteed return limited payment endowment assurance plan. The policy holders receives guaranteed sum of double the sum assured amount at the maturity of the policy.


    Death Benefit: In the event of unfortunate death of the life assured during the policy term, the Sum assured as per following or 110% of paid premium (excluding health, occupation extra & rider premium) which ever the higher will be paid to the nominee / beneficiary provided policy is in enforced.

    Up to 5th Year 100% of Sum Assured
    6th Year to 10th Year 150% of Sum Assured
    11th Year onwards 200% of Sum Assured

    The policy will terminate on payment of the death benefit and nothing will be payable thereafter.

  • Maturity Benefit

    Double of the Sum Assured will be paid at Maturity of policy provided policy is enforced till maturity.

  • Paid-up Value

    Policy shall acquire the Paid-up value after paying at-least 2 years full premium. If the premium if discontinued after policy acquires Paid-up value, such paid-up value shall be paid on policy maturity date or death whichever occurs earlier.

  • Surrender Value

    Policy can be surrendered any time after the policy acquiring Paid-up Value as per Beema Samiti guidelines.

  • Supplementary benefits

    ADB and PTD (Accidental Death Benefit and Permanent Total Disability Benefit) and PWB(Premium Waiver Benefit)  is available for full policy term, equal to sum assured but not more than Rs. 1,00,00,000 upon payment of additional premium.


    Minimum Age at Entry:        18 years (Nearest Birthday)

    Maximum Age at Entry:       55 years (Nearest Birthday)

    Policy Term:                             Minimum 10 Years and Maximum 30
                                                         Years in the interval of 2 years

    Premium Paying Term:        Half (i.e. 50%) of the policy term

    Premium Payment Term:    Yearly, Half-Yearly, Quarterly and                                                                            Monthly

    Minimum Sum Assured:      Rs.50,000

    Maximum Sum Assured:     Rs. 5,00,00,000, (in intervals of 10,000)

First Policy Issued Date: 10th February 2019