Contact Number +977-1 4545740 | 4545741 | 4545742 Contact Email info@mahalaxmilife.com Location Kamalpokhari, Kathmandu
Mahalaxmi Life Insurance Ltd. launched its fourth product with the name “Jeevan Herchah Beema”
15 Jun 19

Mahalaxmi Life Insurance Ltd. launched its fourth product with the name “Jeevan Herchah Beema”

Date : 2067-02-24

Mahalaxmi Life Insurance Ltd. has come up with its fourth product named “Jeevan Herchah Beema” and is available to general people from 26th of Jestha 2076. This is an entirely new product in insurance field of Nepal as it includes Term assurance benefit, Annuity benefit and Endowment assurance within a single product.

This product has been launched targeting the safer future of the children. If the insured (proposed parent) dies, the sum assured will be provided to the nominee in a single installment. Even after the payment of the sum assured, the nominee will be provided with 2.5% of the sum assured on every three months period as pension till the maturity from the next policy anniversary. The nominee do not have to pay the remaining premium and after the maturity, the nominee will be paid again with the sum assured along with the acquired bonus. Along with this, if the proposer faces Total Permanent Disability due to accident, the remaining premium amount will be waived and 2.5% of the sum assured on every three months will be provided for 12 years as pension.

In the context of insurance market of Nepal, the insurance policy is cancelled on death of child. But, in this policy, even if the nominee or the child dies, the policy will be valid and the second child will become the nominee thereafter. Also after the maturity of the policy, the sum assured along with accrued bonus shall be paid.

The company has already conducted seminars and life insurance awareness programs in more than 45 districts since its establishment dated 27th of Magh 2075. The company has already started providing the services from more than 30 branches all over the country and is targeting to reach the number of branches / subbranches to 50 by the end of Ashad 2076.

 

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